The solutions you need, the care you trust.

Life Insurance & Business Advisory

Paper people surrounded by hands in gesture of protection. Concept of insurance, social protection and support.
Paper people surrounded by hands in gesture of protection. Concept of insurance, social protection and support.

Life Insurance

Losing a loved one is already a difficult experience. Life insurance can help offset the stress caused by funeral expenses, lost income, and outstanding loans, taking care of your family, and maintaining their quality of life after you’re gone.

Roughly 75% of Canadians have some form of outstanding debt. Life insurance protects your surviving family from having to take that debt on as their own.

Your Insurance Checklist

  1. Do you have enough coverage?
  2. Is your policy up for renewal soon?
  3. Are you paying too much?
  4. When was the last time you heard from your agent?
  5. Do you own a business or a corporation?
insurance experts are the best advisors in insurances
insurance experts are the best advisors in insurances

Investments

Invest today for your tomorrow. It’s not what you make, it’s how much you keep!

At TM Financial, We are dedicated to helping you grow your money in the safest way possible. From Guaranteed Investment Funds to RESP’s, We offer a wide range of solutions for you to help meet your goals.

disability benefits are provided for better future
disability benefits are provided for better future

Disability Benefits

1-4 people will have some type of accident or injury in their working career.

Protect your ability to earn an income with a Disability Plan customized to your needs. Because Life happens, Our Job here At Tm Financial & Business Advisory Is to help you be ready for when it does.

Jewels Mortgage provided at best rates
Jewels Mortgage provided at best rates

Mortgage Insurance

FUN FACT – Your Bank Insurance Does not Pay your loved ones, It pays itself.

Did you know that when you have bank insurance the lending institution is the beneficiary ?? Many people are not aware and have a false sense of security.

Let us Help you with your Mortgage Insurance and give you a Full peace of mind. With the best rates, fully underwritten policies and best of all the beneficiary of your choice.

group benefits has best future returns
group benefits has best future returns

Group Benefits

Are you an Employer looking to keep your employees?

Here at TM Financial, we do benefits a little bit different, whether you are a single sole proprietor or a large corporation of a 100, We have a plan to fit you.

We offer Flexible, Tailored, Pooled Benefits specially designed for you by you. Say goodbye to the large claims based renewals that accumulate year after year, to a kinder renewal rate based of pooled benefits.
Did we mention our benefits are flexible?

Book with us today to find out more.

Back Lit Business People Discussion Cityscape Meeting Concept
Back Lit Business People Discussion Cityscape Meeting Concept

Corporate Insurance

Your Business is a reflection of you and your goals

As your business grows and expands we are here to support you. Having proper insurance in place is crucial to the growth and management of your everyday business activities.

Some practical Uses of a Corporate Owned Life Insurance policy are:

  • Estate Preservation
  • Tax Sheltered Growth
  • Create Accessibility of Cash Flow
  • Provide for your Family
  • Loan protection
  • Key person protection
  • Buy-Sell agreements

Let us help you succeed, every stage, every step of the way.

insurance experts are the best advisors in insurances
insurance experts are the best advisors in insurances

Critical Illness Coverage

Your health is your greatest wealth

What will it cost you if you get sick? We believe the importance of Critical illness and its benefits are numerous.
Whether its a parent looking after a sick child, or a person looking for home care while recovering or someone who needs treatment in another country, for the business owner who is needing protection of lost productivity. The list is endless, in our view, of all the people who need critical illness.

We offer many different features, from 25 illnesses to Standard 4 illnesses, to Bundled with a life insurance policy, Standalone policies, to Plans designed for business owners
We even have plans that offer 100% of your premiums back, putting your money right back where it should be, To you our valued clients.

loans at very best interest rates
loans at very best interest rates

Loan Protection Insurance

Losing a loved one is already a difficult experience. Life insurance can help offset the stress caused by funeral expenses, lost income, and outstanding loans, taking care of your family, and maintaining their quality of life after you’re gone.

Roughly 75% of Canadians have some form of outstanding debt. Life insurance protects your surviving family from having to take that debt on as their own.

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